Get Lifetime Protection from as Low as Ksh 3,317 with a Guaranteed Payout of Ksh 5,000,000
At Step by Step Insurance, we believe in providing financial security that lasts a lifetime. Our Whole Life Insurance plan ensures that your loved ones are financially protected no matter when you pass away.
From as little as Ksh 3,317 per month, you can secure a guaranteed payout of Ksh 5,000,000, ensuring your family’s future remains stable.
Why Choose Step by Step Whole Life Insurance?
Lifelong Coverage – Stay covered for life, even after you finish paying premiums.
Flexible Payment Plans – Choose a premium term of 10, 15, or 20 years based on your budget.
Estate Planning – Ensure a smooth transfer of wealth without legal hassles.
Loan Protection – Prevent your family from being burdened with unpaid debts.
Affordable Premiums – Secure coverage at lower rates when you start early.
How Our Whole Life Insurance Works
Select your coverage amount and premium term (10, 15, or 20 years).
Pay your monthly or annual premium for the chosen period.
Your coverage continues for life, even after you stop paying premiums.
In the event of your passing, your beneficiaries receive a guaranteed payout.
Our Whole Life Insurance Plans
| Age | Premium Term | Monthly Premium (Ksh) | Total Premium Paid (Ksh) | Guaranteed Payout (Ksh) | Annual Return |
|---|---|---|---|---|---|
| 35 | 20 years | 3,317 | 796,047 | 5,000,000 | 16.0% |
| 40 | 10 years | 5,557 | 666,803 | 5,000,000 | 37.8% |
| 50 | 20 years | 6,020 | 1,444,905 | 5,000,000 | 11.2% |
| 59 | 10 years | 14,694 | 1,763,265 | 5,000,000 | 19.8% |
Optional Add-ons (Riders)
Enhance your cover with additional benefits:
- Critical Illness Cover Coverage for 19 major illnesses, up to Ksh 15 million.
- Disability Cover Financial security in case of permanent or partial disability.
- Accidental Death Benefit Higher payouts for accidental deaths.
Why Our Whole Life Plan is Better
| Feature | Step by Step Whole Life Plan | Buying Property | Bank Deposits |
|---|---|---|---|
| Guaranteed Payout | Yes | No | No |
| Tax Benefits | Yes | No | No |
| Immediate Access for Beneficiaries | Yes | No | No |
| Affordable Monthly Payments | Yes | No | No |
| No Legal Hassles | Yes | No | No |
How to Get Covered
To get started, visit our portal at https://stepbystepinsurance.co.ke/get-a-quote/ and fill in your details:
- Name
- Phone Number
- Type of Insurance “Whole Life Insurance”
One of our agents will contact you to discuss a tailored plan that best suits your needs.
