Work Injury Benefits Act

WIBA (Work Injury Benefits Act)

WIBA is a combination of the Workmen Injury Benefits Act (WIBA) and Group Personal Accident (GPA) covers, intended to provide employers with a one-stop solution for employee insurance. It addresses both workplace risks and off-duty risks, ensuring comprehensive protection for employees.

Overview

WIBA combines workplace injury coverage with group personal accident insurance, offering employers a comprehensive solution for employee protection. It compensates employees in case of injury, death, or diseases contracted during the course of employment, addressing both on-duty and off-duty risks.

Benefits of WIBA

• Compensation for Work-Related Injuries: WIBA provides financial compensation to employees who sustain injuries or contract diseases while performing their duties, ensuring they are taken care of during recovery.
• Coverage for Off-Duty Risks: In addition to workplace risks, WIBA also covers off-duty risks, providing protection for employees even when they are not at work.
• Comprehensive Protection: By combining WIBA and GPA, this policy offers employers a complete solution for employee insurance, simplifying the process and ensuring all risks are addressed.

Requirements for Enrollment

To enroll in a WIBA policy, employers typically need to provide:

• Employee Details: Personal information of each employee to be covered, including name, age, and job description.
• Company Information: Details about the employer, such as the nature of the business and the number of employees.
• Policy Agreement: A signed agreement from the employer to initiate the WIBA coverage.

At Step by Step Insurance Agency, we are committed to providing comprehensive WIBA solutions that protect your employees and your business. Contact us today to explore how we can help you safeguard your workforce.