Types of Motor Insurance Claims: Accidental (Own) Damage Claims

Accidental damage claims are the most common type of motor insurance claims in Kenya. 

This type of claim is filed when your vehicle sustains damage from an accident, regardless of who is at fault. It covers damages to your own vehicle, whether from a collision with another car, hitting an object, or even damage caused by natural events such as floods or hailstorms.

To process an accidental damage claim, you’ll need to provide your insurance company with the following documents:

– A completed claim form

– A police abstract

– Photos of the damage

– A repair estimate from an authorized garage

– Your driver’s license and vehicle logbook

After submitting the necessary documents, the insurer will assess the damage and either authorize repairs or offer a settlement based on the repair costs. Comprehensive insurance covers these types of claims, making it ideal for protecting your vehicle against accidental damage.

Ensure you’re covered against unexpected accidents.

Contact Step By Step Insurance Agency today to get a comprehensive motor insurance policy that has you fully protected.