Medical Insurance
Medical Insurance starting from Kshs.12,000 per year
Health insurance is a crucial component of financial planning, providing individuals and families with protection against high medical costs. At Step by Step Insurance, we offer a range of health insurance products designed to meet diverse needs, from individual coverage to comprehensive family plans. Our products ensure access to quality healthcare while offering peace of mind in times of medical emergencies. Below, you will find detailed information about our health insurance offerings, including pricing and key benefits.

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Health Insurance Products
- Individual Health Insurance
- Overview: Tailored coverage for individuals to address personal health needs.
- Key Benefits:
- Comprehensive in-patient and out-patient coverage
- Access to a wide network of hospitals
- Preventive care services included
- Pricing: Plans start at KES 36,000 per year (KES 3,000 per month).
- Family Health Insurance
- Overview: Coverage designed for families, providing protection for all members.
- Key Benefits:
- Family-wide coverage including maternity benefits
- Flexible options based on family size
- Preventive care services included
- Pricing: Plans start at KES 90,000 per year for a family of four (KES 7,500 per month).
- Group Health Insurance
- Overview: Affordable health insurance solutions for businesses and organizations.
- Key Benefits:
- Comprehensive coverage for employees
- Customizable plans based on business needs
- Wellness programs and preventive care included
- Pricing: Plans start at KES 2,500 per employee each month (KES 30,000 per year), depending on group size and industry.
- Critical Illness Insurance
- Overview: Financial protection in case of serious health conditions.
- Key Benefits:
- Lump-sum payment upon diagnosis of covered illnesses
- Coverage for major conditions such as cancer, heart attack, etc.
- Pricing: Plans start at KES 18,000 per year (KES 1,500 per month).
- Hospital Cash Plans
- Overview: Daily cash benefits during hospitalization to cover additional expenses.
- Key Benefits:
- Daily cash allowance during hospital stays
- Flexibility to use funds as needed
- Pricing: Plans start at KES 12,000 per year (KES 1,000 per month).
Additional Features Across All Products
- Customization options based on individual or family needs
- Access to a network of healthcare providers and hospitals
- Telemedicine services available for remote consultations
By investing in health insurance, you can ensure that you and your loved ones have access to necessary medical care without the burden of high costs.