Personal Accident Insurance
Personal Accident Insurance starting from Kshs.1980 per year
Personal Accident Insurance is an essential investment for anyone looking to protect themselves and their loved ones against the financial impact of accidents. With various coverage options available tailored to different needs and budgets, you can choose a plan that best suits your lifestyle. Explore offerings from trusted insurers in Kenya and secure your financial future today!
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Personal Accident Insurance is a crucial financial safety net for individuals in Kenya, providing compensation in the event of injuries, disability, or death resulting from accidents. This insurance is designed to offer peace of mind and financial support during challenging times, ensuring that you and your family are protected against unforeseen circumstances.
Key Features
- Accidental Death Coverage
- Provides a lump sum payment to beneficiaries in the event of accidental death.
- Coverage amounts typically range from KES 1,200,000 to KES 12,000,000, depending on the selected plan.
- Permanent Total Disability (PTD)
- Offers compensation for permanent disabilities resulting from accidents.
- Coverage aligns with the accidental death benefits, ensuring adequate financial support.
- Temporary Total Disability (TTD)
- Compensates for loss of income due to temporary disability caused by an accident.
- Weekly benefits can range from KES 11,000 to KES 30,000, payable for up to 104 weeks.
- Medical Expenses
- Covers medical costs incurred due to accidents, with limits ranging from KES 110,000 to KES 1,000,000 based on the plan selected.
- Funeral Expenses
- Provides coverage for funeral costs associated with accidental death, typically up to KES 60,000.
- Hospital Cash Benefits
- Offers daily cash payments during hospitalization due to accident-related injuries, ranging from KES 3,000 to KES 12,000 per day.
- Optional Extensions
- Coverage can be extended to include benefits for artificial appliances and dental expenses related to accidents.
Pricing Plans
- Basic personal accident insurance plans start from approximately KES 1,980 per year for children under 18 years.
- Comprehensive plans for adults typically range from KES 8,850 to KES 36,250 annually based on coverage levels and selected benefits.
Insurers Offering Personal Accident Insurance
Several reputable insurance providers in Kenya offer personal accident insurance products:
- Sanlam General Insurance
- AIG Kenya
- Jubilee Insurance
- Heritage Insurance
- Britam
- APA Insurance
