Blog - Step By Step Insurance

Scripture Union Building, 1st floor, off Argwings Kodhek road, behind Shell petrol station Hurlingham.

Danka Plaza, 2nd Floor, Kitengela Road.

info@stepbystepinsurance.co.ke

+254 (0) 716 534 192

+254 (0) 729 712 200

Important Links

Get a Quote
Services

About Us
Contact Us

File a Claim
FAQs

Privacy Policy
Terms and Conditions

Working Days

Weekdays 8:00 a.m – 5.00 p.m
Saturdays 8:00 a.m – 1.00 p.m

Follow Us

.tb_animation_on{overflow-x:hidden;}.themify_builder .wow{visibility:hidden;animation-fill-mode:both;}[data-tf-animation]{will-change:transform,opacity,visibility;}.themify_builder .tf_lax_done{transition-duration:.8s;transition-timing-function:cubic-bezier(.165,.84,.44,1);}[data-sticky-active].tb_sticky_scroll_active{z-index:1;}[data-sticky-active].tb_sticky_scroll_active .hide-on-stick{display:none;}@media (min-width:1025px){.hide-desktop{width:0 !important;height:0 !important;padding:0 !important;visibility:hidden !important;margin:0 !important;display:table-column !important;background:0 !important;content-visibility:hidden;overflow:hidden !important;}}@media (min-width:769px) and (max-width:1024px){.hide-tablet_landscape{width:0 !important;height:0 !important;padding:0 !important;visibility:hidden !important;margin:0 !important;display:table-column !important;background:0 !important;content-visibility:hidden;overflow:hidden !important;}}@media (min-width:601px) and (max-width:768px){.hide-tablet{width:0 !important;height:0 !important;padding:0 !important;visibility:hidden !important;margin:0 !important;display:table-column !important;background:0 !important;content-visibility:hidden;overflow:hidden !important;}}@media (max-width:600px){.hide-mobile{width:0 !important;height:0 !important;padding:0 !important;visibility:hidden !important;margin:0 !important;display:table-column !important;background:0 !important;content-visibility:hidden;overflow:hidden !important;}}@media (max-width:768px){div.module-gallery-grid{--galn:var(--galt);}}@media (max-width:600px){.themify_map.tf_map_loaded{width:100% !important;}.ui.builder_button,.ui.nav li a{padding:.525em 1.15em;}.fullheight>.row_inner:not(.tb_col_count_1){min-height:0;}div.module-gallery-grid{--galn:var(--galm);gap:8px;}}img{max-width:100%;height:auto;}:where(.tf_in_flx,.tf_flx){display:inline-flex;flex-wrap:wrap;place-items:center;}.tf_fa,:is(em,i) tf-lottie{display:inline-block;vertical-align:middle;}:is(em,i) tf-lottie{width:1.5em;height:1.5em;}.tf_fa{width:1em;height:1em;stroke-width:0;stroke:currentColor;overflow:visible;fill:currentColor;pointer-events:none;text-rendering:optimizeSpeed;buffered-rendering:static;}#tf_svg symbol{overflow:visible;}:where(.tf_lazy){position:relative;visibility:visible;display:block;opacity:.3;}.wow .tf_lazy:not(.tf_swiper-slide){visibility:hidden;opacity:1;}div.tf_audio_lazy audio{visibility:hidden;height:0;display:inline;}.mejs-container{visibility:visible;}.tf_iframe_lazy{transition:opacity .3s ease-in-out;min-height:10px;}:where(.tf_flx),.tf_swiper-wrapper{display:flex;}.tf_swiper-slide{flex-shrink:0;opacity:0;width:100%;height:100%;}.tf_swiper-wrapper>br,.tf_lazy.tf_swiper-wrapper .tf_lazy:after,.tf_lazy.tf_swiper-wrapper .tf_lazy:before{display:none;}.tf_lazy:after,.tf_lazy:before{content:"";display:inline-block;position:absolute;width:10px !important;height:10px !important;margin:0 3px;top:50% !important;inset-inline:auto 50% !important;border-radius:100%;background-color:currentColor;visibility:visible;animation:tf-hrz-loader infinite .75s cubic-bezier(.2,.68,.18,1.08);}.tf_lazy:after{width:6px !important;height:6px !important;inset-inline:50% auto !important;margin-top:3px;animation-delay:-.4s;}@keyframes tf-hrz-loader{0%,100%{transform:scale(1);opacity:1;}50%{transform:scale(.1);opacity:.6;}}.tf_lazy_lightbox{position:fixed;background:rgba(11,11,11,.8);color:#ccc;top:0;left:0;display:flex;align-items:center;justify-content:center;z-index:999;}.tf_lazy_lightbox .tf_lazy:after,.tf_lazy_lightbox .tf_lazy:before{background:#fff;}.tf_vd_lazy,tf-lottie{display:flex;flex-wrap:wrap;}tf-lottie{aspect-ratio:1.777;}.tf_w.tf_vd_lazy video{width:100%;height:auto;position:static;object-fit:cover;}img:is([sizes="auto" i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(body){margin:0;}.wp-site-blocks > .alignleft{float:left;margin-right:2em;}.wp-site-blocks > .alignright{float:right;margin-left:2em;}.wp-site-blocks > .aligncenter{justify-content:center;margin-left:auto;margin-right:auto;}:where(.wp-site-blocks) > *{margin-block-start:24px;margin-block-end:0;}:where(.wp-site-blocks) > :first-child{margin-block-start:0;}:where(.wp-site-blocks) > :last-child{margin-block-end:0;}:root{--wp--style--block-gap:24px;}:root :where(.is-layout-flow) > :first-child{margin-block-start:0;}:root :where(.is-layout-flow) > :last-child{margin-block-end:0;}:root :where(.is-layout-flow) > *{margin-block-start:24px;margin-block-end:0;}:root :where(.is-layout-constrained) > :first-child{margin-block-start:0;}:root :where(.is-layout-constrained) > :last-child{margin-block-end:0;}:root :where(.is-layout-constrained) > *{margin-block-start:24px;margin-block-end:0;}:root :where(.is-layout-flex){gap:24px;}:root :where(.is-layout-grid){gap:24px;}.is-layout-flow > .alignleft{float:left;margin-inline-start:0;margin-inline-end:2em;}.is-layout-flow > .alignright{float:right;margin-inline-start:2em;margin-inline-end:0;}.is-layout-flow > .aligncenter{margin-left:auto !important;margin-right:auto !important;}.is-layout-constrained > .alignleft{float:left;margin-inline-start:0;margin-inline-end:2em;}.is-layout-constrained > .alignright{float:right;margin-inline-start:2em;margin-inline-end:0;}.is-layout-constrained > .aligncenter{margin-left:auto !important;margin-right:auto !important;}.is-layout-constrained > :where(:not(.alignleft):not(.alignright):not(.alignfull)){margin-left:auto !important;margin-right:auto !important;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}body{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}a:where(:not(.wp-element-button)){text-decoration:underline;}:root :where(.wp-element-button,.wp-block-button__link){background-color:#32373c;border-width:0;color:#fff;font-family:inherit;font-size:inherit;line-height:inherit;padding:calc(.667em + 2px) calc(1.333em + 2px);text-decoration:none;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}@keyframes themifyAnimatedBG{0%{background-color:#33baab;}100%{background-color:#e33b9e;}50%{background-color:#4961d7;}33.3%{background-color:#2ea85c;}25%{background-color:#2bb8ed;}20%{background-color:#dd5135;}}.module_row.animated-bg{animation:themifyAnimatedBG 30000ms infinite alternate;}.banner-container{background-color:#094cca;color:#fff;padding:12px 0;width:100%;overflow:hidden;white-space:nowrap;box-sizing:border-box;font-family:Arial,sans-serif;font-weight:bold;font-size:clamp(14px,3vw,18px);}.scrolling-banner{display:inline-block;padding-left:100%;animation:scroll 20s linear infinite;}.banner-link{color:#fff;text-decoration:none;display:inline-block;padding:5px 0;transition:all .3s ease;}.banner-link:hover{background-color:rgba(255,255,255,.1);}.phone-number{color:#ffd700;transition:color .3s ease;}.banner-link:hover .phone-number{color:#ff0;}@keyframes scroll{0%{transform:translateX(0);}100%{transform:translateX(-100%);}}@media (max-width: 480px){.scrolling-banner{animation-duration:15s;}}.whatsapp-channel-container{background-color:white;border:1px solid #e0e0e0;padding:20px;text-align:center;max-width:100%;box-sizing:border-box;transition:box-shadow .3s ease;border-radius:8px;}.whatsapp-channel-container:hover{box-shadow:0 0 20px rgba(37,211,102,.3);}.whatsapp-channel-title{color:#25d366;font-size:20px;margin-bottom:15px;font-weight:bold;}.whatsapp-channel-description{color:#333;margin-bottom:15px;line-height:1.5;}.whatsapp-channel-button{display:inline-block;background-color:#25d366;color:black;text-decoration:none;padding:10px 20px;border-radius:5px;transition:background-color .3s ease,color .3s ease,transform .2s ease;font-weight:bold;}.whatsapp-channel-button:hover{background-color:#128c7e;color:white;transform:scale(1.05);}@media (max-width: 480px){.whatsapp-channel-title{font-size:18px;}.whatsapp-channel-description{font-size:14px;}}