Get Travel Insurance from as low as Kshs 2,250 for 7 days in Kenya: Affordable Travel Insurance
Planning a trip? Secure your journey with Step by Step Insurance, Kenya’s trusted provider for comprehensive and budget-friendly travel insurance. Whether you’re exploring Africa, Asia, Europe, or worldwide destinations, we offer flexible plans tailored to your needs—starting as low as Ksh 2,250 for 7 days. Below, we break down everything you need to know to choose the right coverage.
Why Choose Step by Step Travel Insurance?
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Affordable Rates: Prices start at Ksh 2,250 for short trips.
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Customizable Plans: Select coverage for Africa, Asia, Europe, or worldwide destinations.
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Student-Friendly Options: Special discounted rates for students.
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Age-Based Discounts/Surcharges: Save up to 50% for children or pay adjusted rates for seniors.
Travel Insurance Rates in Kenyan Shillings (Ksh)
All prices below are converted from USD to Ksh at an approximate rate of 1 USD = Ksh 150.
Standard Travel Insurance Plans
| Coverage Period | AFRICA | ASIA | EUROPE | WORLDWIDE | ||||
|---|---|---|---|---|---|---|---|---|
| BASIC | PLUS | EXTRA | BASIC | PLUS | EXTRA | (Ksh) | (Ksh) | |
| Up to 4 days | Ksh 2,250 | Ksh 2,250 | Ksh 2,250 | Ksh 3,750 | Ksh 4,350 | Ksh 4,950 | Ksh 4,950 | Ksh 4,950 |
| Up to 7 days | Ksh 2,250 | Ksh 2,250 | Ksh 3,000 | Ksh 4,950 | Ksh 5,850 | Ksh 6,600 | Ksh 6,600 | Ksh 6,600 |
| Up to 10 days | Ksh 10,650 | Ksh 10,650 | Ksh 10,800 | Ksh 6,750 | Ksh 8,100 | Ksh 8,250 | Ksh 8,250 | Ksh 8,250 |
| Up to 15 days | Ksh 3,450 | Ksh 3,450 | Ksh 4,350 | Ksh 7,500 | Ksh 8,850 | Ksh 10,050 | Ksh 10,050 | Ksh 10,050 |
| Up to 31 days | Ksh 5,700 | Ksh 5,700 | Ksh 7,050 | Ksh 12,300 | Ksh 22,050 | Ksh 16,500 | Ksh 16,500 | Ksh 16,500 |
Student Travel Insurance Plans
| Coverage Period | CLASSIC (Ksh) | PREMIUM (Ksh) |
|---|---|---|
| 6 months (max 180 days) | Ksh 86,550 | Ksh 106,200 |
| 9 months (max 270 days) | Ksh 97,350 | Ksh 121,050 |
| 1 year (max 365 days) | Ksh 109,500 | Ksh 137,400 |
How to Get Insured in 4 Easy Steps
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Choose Your Destination: Africa and Asia offer the lowest rates (e.g., Ksh 2,250 for 7 days).
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Pick a Plan: Opt for BASIC, PLUS, or EXTRA coverage for Europe or worldwide trips.
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Apply Discounts/Surcharges:
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Children (3 months–13 years): 50% discount.
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Seniors (66–75 years): 50% surcharge.
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Seniors (76–80 years): 100% surcharge.
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Add Extras (Optional):
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Winter sports? Add a 100% surcharge.
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Group of 10+? Enjoy discounts (5%–25%).
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Example Calculation for a 7-Day Trip to Asia
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Base Premium: Ksh 2,250
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For a 70-year-old traveler: +50% surcharge = Ksh 3,375
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Total: Ksh 3,375 (covers medical emergencies, trip cancellations, and more).
Key Terms to Know
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Maximum Coverage: 92 days per trip (except student plans).
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Europe/Schengen Policy: Mandatory 300% surcharge for travelers aged 18+.
How to Get Covered
- Visit Our Portal: Go to StepByStepInsurance.co.ke/get-a-quote/.
- Submit Your Details:
- Name
- Email*
- Phone Number*
- Type of Insurance* (Select “Travel”)
- Agent Consultation: Our team contacts you within a few minutes to tailor a plan based on your destination, duration, and budget.
Final Notes:
- Rates approximate; confirm exact pricing with our agents due to forex fluctuations.
- Policies exclude high-risk activities like professional sports unless specified.
