Livestock Insurance

Key Features

Comprehensive Coverage

• Covers death or loss of livestock due to accidents, diseases, theft, and natural disasters like floods and lightning.

• Includes coverage for emergency slaughter on veterinary advice and calving complications.

Value Assessment

• Insurers assess the value of livestock based on market prices and breed, ensuring fair compensation in case of loss.

• Policies can be tailored to fit the specific needs of the farmer, considering the types and numbers of animals insured.

Additional Benefits

• Provides coverage for transit risks within a specified radius, ensuring protection during transportation.

• Includes loss of milk income for dairy cows and goats for a maximum period.

Benefits of Livestock Insurance

1. Financial Protection: Safeguards farmers against financial losses due to livestock death or disease.

2. Risk Mitigation: Encourages investment in improving herds, knowing they are protected against unforeseen events.

3. Access to Loans: Insured farmers have greater access to loans, as a livestock policy document is often required by lenders.

Pricing Plans

• Basic livestock insurance plans start from approximately KSh3,000 per farmer and farm, with premiums varying based on the type and number of animals insured.

Why Choose Livestock Insurance?

• Customized Plans: Tailored to meet the specific needs of farmers, considering different types of livestock.

• Comprehensive Coverage: Includes a range of benefits from death to theft risks.

• Easy Enrollment: Simple application process with veterinary reports required for health assessment.