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Get TPO Cover at Kshs 4,999 per Year

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Over 7000+ Vehicles Insured.

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Get your Third Party Only (TPO) insurance in just a few clicks—no hassle, no waiting! Enjoy peace of mind knowing you’re legally covered on the road.

Affordable Premium
Same-Day Certificate Issuance
Legal Protection

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How to Purchase Your TPO Insurance Online

Purchasing your Third Party Only (TPO) insurance is quick and easy! Follow these steps to get started:

  1. Consult Our Agents: Before making a purchase, we recommend consulting one of our agents for guidance. You can reach us at 07 29 712 200 or 07 16 534 192.
  2. Prepare Your Documents: To complete your purchase, please submit the following documents:
    • A PDF copy of your car log book
    • Your KRA PIN
    • A front picture of your ID
    • Your full name
    • Your phone number
    • Your email address
  3. Make Your Payment: Payments should be made exclusively through M-Pesa. Use the following details:
    • Paybill Number: 7604659
    • Account Number: Your vehicle’s number plate details
  4. Copy/Paste Payment Message: After making the payment, copy and paste the confirmation message along with your documents in the forms below. We will process your certificate within a few minutes!

Receiving Your Certificate

Once your TPO insurance certificate is issued, it will be sent directly to you via your preferred method—either through WhatsApp or email. Just let us know your preference when you submit your documents, and we’ll ensure you receive it promptly!

With these simple steps, you’ll be on your way to enjoying peace of mind on the road!

 

Here are some testimonials from our clients.

5.0
Based on 17 reviews
powered by Google
MARTIN MURITHI MWIRIGI
12:03 22 Jul 25
My experience with Step by Step insurance Agency Limited was beyond expectations, Time effective with good communication channels They offer tailored options to fit one's needs, and the process remains smooth and transparent. Thank you Step by Step Insurance Agency Ltd I recommend your services to anyone and everyone who will see this
James Wanjohi
09:21 21 Jun 25
Lesile Le Selelo
06:00 13 Jan 25
Step By Step Insurance Agency is always committed to building strong, lasting relationships with its clients. Their goal is ensuring your peace of mind and offering insurance solutions that safeguard your future.
Response from the owner 06:40 11 Feb 25
Thank you for your great feedback! 😊 We're glad you were satisfied with our services and look forward to working with you again.
Tony Kibet Langat
12:25 08 Oct 24
Excellent Services
Response from the owner 13:01 14 Oct 24
Thanks so much for your great feedback! 😊 We’re thrilled to hear you were happy with our services. Your support means a lot, and we look forward to working with you again. Thanks again!
Evaton Systems Ltd
12:27 04 Oct 24
Talk of reliability, timeliness and consistency.......this is what Step by Step is. More than 5 years they have served us diligently.
Response from the owner 13:01 14 Oct 24
Thank you for your awesome feedback about our services. We really appreciate your support and are thrilled to know you had a great experience. Looking forward to serving you again soon! 😊
Nahashon Omondi
03:32 03 Oct 24
I was referred to Step by Step in particularly Faith by a friend and I have never regreted. Not only is she Prompt at handling Insurance cases she goes ahead to offer free valuable advice on insurance issues as well as investments. First time I bought a car she guided me on the best policies available and did all the research to provide me the best available quotations, thank you so much Faith, you can count on my business any day everyday. Step by Step is the best in the business and I highly recommend them for you.
Response from the owner 13:02 14 Oct 24
Thank you so much for your kind words and positive feedback about our services. We are delighted to hear that you had a great experience, and we truly appreciate your trust in us. We are also grateful for the referral and look forward to continuing to serve you and those you recommend to us with the same dedication and excellence.
N Odede
23:08 02 Oct 24
Step by Step Insurance Agency guided me through every necessary process after my car was involved in an accident. True to their word, the repairs were completed perfectly and in a timely manner. I highly recommend their services.
Response from the owner 13:03 14 Oct 24
Thank you for your kind review! We're glad we could assist you in getting your car back to its best after the accident. Your satisfaction is our priority, and we appreciate your trust in our services. If you need anything else in the future, please don't hesitate to reach out.
Our insurer for the last seven years!
It's been a smooth partnership & they've demonstrated a high level of professionalism & dedication in serving us.
We highly recommend them.
Response from the owner 13:04 14 Oct 24
Thank you so much for your kind feedback and for being a valued partner over the years. We truly appreciate your trust and loyalty, and we look forward to continuing our successful partnership together!
Joseph Mugambi
17:00 20 Aug 24
They're so reliable, the best in the market.
Try them..you won't regret.
Response from the owner 11:41 19 Sep 24
Thanks Mugambi..Much appreciated
Clivia Mari
17:58 08 Jul 24
This is my insurer and I'd like to recommend them to all my students out there. They'll give you the best rates for your accident cover and so much more.Step by step all the way.
MARTIN MURITHI MWIRIGI
12:03 22 Jul 25
My experience with Step by Step insurance Agency Limited was beyond expectations, Time effective with good communication channels They offer tailored options to fit one's needs, and the process remains smooth and transparent. Thank you Step by Step Insurance Agency Ltd I recommend your services to anyone and everyone who will see this
James Wanjohi
09:21 21 Jun 25
Lesile Le Selelo
06:00 13 Jan 25
Step By Step Insurance Agency is always committed to building strong, lasting relationships with its clients. Their goal is ensuring your peace of mind and offering insurance solutions that safeguard your future.
Response from the owner 06:40 11 Feb 25
Thank you for your great feedback! 😊 We're glad you were satisfied with our services and look forward to working with you again.
Tony Kibet Langat
12:25 08 Oct 24
Excellent Services
Response from the owner 13:01 14 Oct 24
Thanks so much for your great feedback! 😊 We’re thrilled to hear you were happy with our services. Your support means a lot, and we look forward to working with you again. Thanks again!
Evaton Systems Ltd
12:27 04 Oct 24
Talk of reliability, timeliness and consistency.......this is what Step by Step is. More than 5 years they have served us diligently.
Response from the owner 13:01 14 Oct 24
Thank you for your awesome feedback about our services. We really appreciate your support and are thrilled to know you had a great experience. Looking forward to serving you again soon! 😊
Nahashon Omondi
03:32 03 Oct 24
I was referred to Step by Step in particularly Faith by a friend and I have never regreted. Not only is she Prompt at handling Insurance cases she goes ahead to offer free valuable advice on insurance issues as well as investments. First time I bought a car she guided me on the best policies available and did all the research to provide me the best available quotations, thank you so much Faith, you can count on my business any day everyday. Step by Step is the best in the business and I highly recommend them for you.
Response from the owner 13:02 14 Oct 24
Thank you so much for your kind words and positive feedback about our services. We are delighted to hear that you had a great experience, and we truly appreciate your trust in us. We are also grateful for the referral and look forward to continuing to serve you and those you recommend to us with the same dedication and excellence.
N Odede
23:08 02 Oct 24
Step by Step Insurance Agency guided me through every necessary process after my car was involved in an accident. True to their word, the repairs were completed perfectly and in a timely manner. I highly recommend their services.
Response from the owner 13:03 14 Oct 24
Thank you for your kind review! We're glad we could assist you in getting your car back to its best after the accident. Your satisfaction is our priority, and we appreciate your trust in our services. If you need anything else in the future, please don't hesitate to reach out.
Our insurer for the last seven years!
It's been a smooth partnership & they've demonstrated a high level of professionalism & dedication in serving us.
We highly recommend them.
Response from the owner 13:04 14 Oct 24
Thank you so much for your kind feedback and for being a valued partner over the years. We truly appreciate your trust and loyalty, and we look forward to continuing our successful partnership together!
Joseph Mugambi
17:00 20 Aug 24
They're so reliable, the best in the market.
Try them..you won't regret.
Response from the owner 11:41 19 Sep 24
Thanks Mugambi..Much appreciated
Clivia Mari
17:58 08 Jul 24
This is my insurer and I'd like to recommend them to all my students out there. They'll give you the best rates for your accident cover and so much more.Step by step all the way.

Frequently Asked Questions

Disclaimer

At Step by Step Insurance Agency Limited, we prioritize your privacy and the protection of your personal information when you purchase TPO insurance or use our services.

We collect necessary data such as your name, phone number, email address, KRA PIN, and vehicle details solely for processing your application and improving our services, without selling or sharing it with third parties unless required by law.

We implement robust security measures to safeguard your information and may use cookies to enhance your experience on our website.

You have the right to access, correct, or delete your personal data at any time, and for any inquiries, you can contact us at info@stepbystepinsurance.co.ke.

By using our services, you consent to our privacy policy, which may be updated periodically. Thank you for choosing Step by Step Insurance Agency Limited!

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Scripture Union Building, 1st floor, off Argwings Kodhek road, behind Shell petrol station Hurlingham.
Danka Plaza, 2nd Floor, Kitengela Road.

Working Days

Weekdays  8:00 a.m – 5.00 p.m
Saturdays 8:00 a.m – 1.00 p.m

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