Funeral Expense Cover

Funeral Expense Cover: Easing the Financial Burden

Funeral expenses in Kenya can be overwhelming, with costs ranging from KSh50,000 to over KSh2.5 million depending on the circumstances. Funeral Expense Cover provides financial relief to families during difficult times, ensuring a dignified send-off for loved ones without resorting to fundraisers or loans. This insurance is designed to cover funeral-related costs and protect families from unexpected financial strain.

Overview

Funeral Expense Cover offers a lump sum payout to cover funeral costs such as mortuary fees, caskets, burial plots, transportation, and ceremonial expenses. It ensures that families can focus on honoring their loved ones without worrying about the financial burden.

Benefits of Funeral Expense Cover

Immediate Financial Relief:

• Provides a lump sum payout within 48–72 hours of claim notification to cover funeral expenses promptly.

• Covers costs such as mortuary fees, caskets, burial plots, transportation, and ceremonial expenses.

Family Protection:

• Extends coverage to include spouses, children, and parents or parents-in-law for comprehensive family protection.

• Offers flexibility in choosing the number of family members covered under the policy.

Affordable Premiums:

• Plans start from as low as KSh1,500 annually, making funeral insurance accessible to all income levels.

No Waiting Period for Accidental Deaths:

• Claims for accidental deaths are processed immediately without waiting periods.

• Illness-related deaths have a short waiting period of three months for new policies.

Required Information for Enrollment

To enroll in a funeral expense policy, you will typically need:

1. Personal Details: Name, contact information, and identification documents (ID or passport).

2. Beneficiary Information: Details of family members or dependents to be covered under the policy.

3. Preferred Coverage Amount: Choose coverage options based on your financial needs (e.g., KSh100,000 or KSh500,000).

Why Choose Funeral Expense Cover?

1. Peace of Mind: Ensures your family is financially supported during one of life’s most challenging moments.

2. Quick Claims Processing: Payouts are made within days to ensure timely access to funds for funeral arrangements.

3. Comprehensive Coverage: Includes all major funeral-related expenses while offering flexibility in coverage options.