Fire Insurance
Fire Insurance starting From Kshs. 2500
Fire Insurance is an essential safeguard for homeowners and businesses in Kenya. With various coverage options tailored to protect your property from unforeseen events like fire and related hazards, you can enjoy peace of mind knowing that you are financially protected. Explore offerings from trusted insurers to find the right policy that meets your needs!
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Key Features
- Property Coverage
- Protects the physical structure of your property against fire damage, including walls, roofs, and outbuildings.
- Coverage typically includes risks such as fire, lightning, explosion, and malicious damage.
- Contents Coverage
- Covers personal belongings within your property, including furniture, appliances, and electronics.
- Protection against theft and accidental damage due to fire or other perils.
- Liability Protection
- Provides coverage for legal liabilities arising from injuries to third parties or damage to their property while on your premises.
- Essential for protecting yourself against potential lawsuits.
- Extensions and Additional Covers
- Riot and Strike: Optional coverage for losses due to riots or strikes.
- Natural Disasters: Extended coverage can include earthquakes, floods, and other natural disasters.
- Spontaneous Combustion: Optional cover for damage caused by spontaneous combustion of materials.
- Business Interruption Insurance (Optional)
- Offers coverage for loss of income due to business interruption caused by fire damage.
Pricing Plans
- Basic fire insurance plans start from KES 2,500 per year for contents only.
- Comprehensive policies that cover both buildings and contents typically range from KES 5,000 to KES 15,000 annually, depending on the value of the insured property and selected benefits.
Some of Our Insurers Offering Fire Insurance
Several reputable insurance providers in Kenya offer fire insurance products:
- APA Insurance
- Britam
- Heritage Insurance
- Sanlam
- GA Insurance
- Old Mutual
- AIG Insurance
- Mayfair Insurance
