Personal Accident Insurance

Personal Accident Insurance

Accidents can occur unexpectedly, significantly impacting your life and the lives of your loved ones. Personal accident insurance is designed to provide financial protection in the event of accidents, ensuring that you and your family are supported during difficult times.

Overview

Personal accident insurance offers compensation for various unfortunate events resulting from accidents. This policy is crucial for anyone who wants to safeguard their family’s financial future in case of unforeseen incidents. It covers a range of benefits that can alleviate the financial burden associated with accidents.

Benefits of Personal Accident Insurance

• Compensation for Death: In the event of accidental death, the policy provides a lump-sum benefit to the beneficiaries, ensuring financial security during a challenging time.
• Temporary Total Disability: If an accident results in temporary total disability, the policy compensates you for lost income during your recovery period, helping you maintain your financial obligations.
• Permanent Disablement: In cases of permanent disability due to an accident, the policy offers a significant payout to help you adjust to your new circumstances and cover ongoing expenses.
• Funeral Expenses: The policy covers funeral costs, relieving your family from the financial burden associated with end-of-life arrangements.
• Medical Expenses: Personal accident insurance helps cover medical expenses resulting from an accident, including hospital stays, surgeries, and rehabilitation costs.
• Artificial Appliances: If an accident leads to the need for artificial appliances (such as prosthetics), the policy provides coverage for these expenses, ensuring you have access to necessary medical aids.

Why Choose Personal Accident Insurance?

Having personal accident insurance provides peace of mind, knowing that you and your loved ones are financially protected in case of unforeseen accidents. It ensures that you can focus on recovery without the added stress of financial concerns.

Requirements for Enrollment

To enroll in a personal accident insurance policy, you typically need to provide:

• Age: Most policies cover individuals from birth to a specified age limit (usually up to 80 years).
• Identification: A valid Kenyan ID and PIN are required for enrollment.

At Step by Step Insurance Agency, we are committed to helping you protect what matters most.

Contact us today to explore your options for personal accident insurance!