Types of Motor Insurance Claims: Liability Claims

Liability claims are made when you are held responsible for causing injury or damage to another person or their property in an accident. 

In Kenya, third-party liability insurance is a legal requirement, ensuring that you can cover damages to other vehicles, property, or medical expenses for third parties involved in an accident you caused.

To file a liability claim, you’ll need:

– A police report or abstract

– The contact and insurance details of the third party

– A completed claim form

– Details of the accident, including photos, if available

The insurance company will assess the claim and cover the damages or medical costs incurred by the third party, within the limits of your policy. 

It’s important to note that liability claims do not cover damage to your own vehicle, which is why many drivers opt for comprehensive insurance that covers both third-party liabilities and your own damage.

Ensure that you are protected from liability risks. Get a comprehensive motor insurance policy from Step By Step Insurance Agency and drive with confidence.

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